Child Benefit, Tax Credits and Pension Credit

You might be entitled to receive additional financial help from the Government and you do not even know about that.

We can help you find out if you are eligible for any of the available benefits and we will help you to apply.

Tax credits are payments from the government. If you're responsible for at least one child or young person who normally lives with you, you may qualify for Child Tax Credit. If you work, but earn low wages, you may qualify for Working Tax Credit.

The amount of tax credits you get depends on things like:

  • how many children you have living with you
  • whether you work – and how many hours you work
  • if you pay for childcare
  • if you or any child living with you has a disability
  • if you're aged 50 plus and are coming off benefits

Your payments also depend on your income. The lower your income, the more tax credit you can get.

If you're aged 60 or over you may be entitled to Pension Credit – extra money each week. It's made up of two elements – the 'Guarantee Credit' element and the 'Savings Credit' element (which may be payable from age 65).
Age 60 or over – Guarantee Credit element

If you're single, you’ll get the difference between £130 and your total weekly income if it's less than this.

If you live with a partner, you’ll get the difference between £198.45 and your joint total weekly income if it's less than this.

But you may get more money if you have caring responsibilities, are severely disabled or have certain housing costs.
Age 65 or over – Savings Credit element

If you or your partner are aged 65 or over, you may be entitled to the guarantee credit, the savings credit or both.

The savings credit is a maximum:

  • £20.40 a week if you're single
  • £27.03 a week if you have a partner